Members Agreement |
PRESIDENTAL PLAN - DEEP DISCOUNT DENTAL PLAN |
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This Plan is a discount membership plan and is being administered by PresiDental Plan “PDP”. All
communications may be sent to PresiDental Plan LLC, located at 401 Commerce Drive, Fort Washington,
PA 19034. |
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PresiDental Plan is not a licensed insurer or other underwriter of healthcare services. This is not a dental
insurance plan. Coordination of benefits with insurance plans shall not be applicable, and PDDDP may
not reduce deductibles, co-payments or other out-of-pocket expenses for dental services that are
covered by insurance. |
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Terms and Conditions |
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1. Plan Benefits |
Each member shall be entitled to receive certain dental services in accordance with the specific
plan purchased (see plan details). Plan changes, modifications, or substitutions may be made
from time to time subject to reasonable notifications to the member. The member will receive a
membership Picture ID card which is not transferable. |
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2. Membership Effective Date |
A member will be entitled to all dental services provided under the plan selected effective as of
the time of receipt of funds for the payment of the membership fees, in accordance with the
billing cycle of the plan selected. |
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3. Authorization for Payment |
By enrolling as a member, you are authorizing PDDDP to bill your credit card for the fees of the
plan you have selected. This charge shall remain in force until you notify PDP in writing of its
cancellation. This Plan will automatically renew at the end of your membership term, and your
credit card will be automatically charged for the appropriate membership fee. |
The copayment for dental services, if any, shall be paid in full at the time of the service. |
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4. Termination |
PDP reserves the right to terminate plan members from its plan for any reason, including
nonpayment. |
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5. Early Termination Policy |
If the member wishes to terminate his/her membership before the end of the term, the
following shall apply: [i] If there is no utilization of services then the member shall forfeit the
paid plan fees to cover administrative charges; [ii] if there is utilization of services the member
is responsible for the payment of the membership fees for the balance of the term, or the
regular charge for the services provided, whichever amount is less. |
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6. Upgrading the Plan. |
Plans may be upgraded to the next level (i.e. from Red to White or Blue, and from White to
Blue) and subject to new contract year terms. Plans are not subject to downgrade (i.e. Blue Plan
to White or Red, and White Plan to Red) |
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7. Limitations |
The plans are designed to provide general dental care. Complex and specialty services such as
complex surgical extraction, complex root canals, implants, periodontal surgery and care for
advanced Periodontics, children and adults requiring special care and procedures that are above
and beyond the limits of general dentistry are not covered. Certain dental procedures are
considered as a specialty services; dental specialist or proficient general dentists can provide
such specialty services. The specialty procedures are considered as an Optional Specialty
Services. Please refer to comprehensive dental procedures and fees schedule available at
provider’s office. Optional specialty services, in house, if available, are provided at reduced cost
(30% discount of the regular price) Benefits or reduced fees are for one service for each tooth or
arch per contract period. Regular fees will apply for re-doing services in the same contract year
unless the material of the prosthesis is defective. Cosmetic Dentistry such as bleaching of teeth,
veneers, or related cosmetic material lab charges are to be covered at a reduced price (30%
discount of the regular charge).See plan description for additional limitations. |
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8. Privacy |
Your privacy is important to us. We will therefore not sell, rent or provide your personal
information to unauthorized entities or other third parties for their independent use without
your consent. |
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9. Default |
In the event of default by member, including non-payment of membership fees, the member
shall be liable for costs and expenses, including reasonable attorney fees incurred by PresiDental
Plan LLC in enforcing this agreement. If the account is forwarded to an outside Collection
Agency, the member is responsible to pay the collection fee: 20% of the outstanding balance or
$50, whichever is greater. |
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10. Governing Law |
This agreement shall be governed and construed in accordance with the laws of the
Commonwealth of Pennsylvania and member agrees that any dispute arising out of this
agreement shall be considered, at the option of PDP, to be within the jurisdiction of the courts
of Montgomery County, Pennsylvania. |
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11. Entire Agreement |
This agreement together with the membership enrolment form and the description of the plan
constitutes the entire agreement between the parties. Any other representations shall be of no
force or effect. |
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